Personal LOANS

Jakob and Kouchner Financing offers a wide field of personal loans ranging from car loans to students loans and beyond. Debt consolidation loans are the most common personal loan that are approved for any individual.  You will have the option to decide on what type ofpersonal loan is right for you with the help from one our trained consultants. 

Debt Consolidation

Many of our bad credit borrowers are in most need of a debt consolidation loan. With all the bills piling up, people fall behind on their bills and credit card and other debt builds. Our debt consolidation loans help our clients lower their existing interest rates and consolidate all their debt to one low bill. Feel free to apply for a loan to have one of our trained consultants help you chose the right loan.

student Loans

Student loans are special types of loans designed to help students cater to their university/higher education tuition fees, books, as well asliving expenses. Student loans differ from typical loans in many ways. For instance, they are specifically meant for students. The loans also have a significantly lower interest rate and longer repayment terms/schedules which can be deferred until a student leaves school and gains stable employment. Student loans also differ from other loans in regards to renegotiations and bankruptcy. 

Car Loans

Car loans (also known as an auto loans) are loans taken by individuals who want to buy cars or automobiles but can’t afford or don't want to make the entire payment right away.  There are many types of car loans determined by many factors ranging from the financing agreement to the type of car/automobile being bought.

Home Loans

Regardless if you are a first-time buyer or not, Jakob and Kouchner Financing offers a simple and fast approval on mortgages with fixed or variable rates and variable terms. Being that the mortgage is secured by the house purchased, Jakob and Kouchner Financing takes pride in approving applicants with poor credit that has the ability to pay back. Before making a decision on what type of mortgage to take, one must understand the different concepts.

An ARM mortgage or adjustable rate mortgage is attractive to many people because it generally offers a much lower rate than a traditional fixed rate. The reason for this is that a fixed rate mortgage offers stability and security in that the mortgagees know exactly what their payment will be month to month and year after year until the term of the mortgage is completed

Many people will opt for the ARM mortgage because they think that they will sell their home, their income will increase or they will be able to refinance before the loan resets. In reality, these expectations and what actually occurs are quite different. The ARM mortgage is the exact reason why foreclosures abound when interest rates rise. If you are considering this type of mortgage, then be sure that you know how you will cover higher payments and that you can afford them.

Second Mortgages

Jakob and Kouchner offers many different second mortgages including, home equity loans and refinancing loans.  A home equity loan provides a very easy source of cash. The rate of interest on this loan may be higher than the first mortgage, but it’s lower than credit cards and consumer loans. Due to this, paying off credit card balances is the most common reason why people apply for a home equity loan. Interest you pay on this loan is also tax deductible. Therefore, you can get a single payment by consolidating your debt with a home equity loan. You can also receive tax benefits and a lower interest rate after debt consolidation.

A home equity loan can be a very valuable tool for responsible borrowers. In case you have a reliable and steady source of income, the tax deductible and low interest rate make a home equity loan an excellent alternative.

Business Loans

Business loans are considered very important for business organizations who are unable to get an approval from banks. These are fast cash loans for businesses, which can be easily obtained online on our site. The best part is that business loans have a low qualification level. Moreover, these loans do not come with any restrictions about how to use the money. Jakob and Kouchner Financing approves business loans of all different sizes. 
JAKOB AND KOUCHNER FINANCING OFFERS LOANS RANGING FROM $5,000 TO $399,999. THE ANNUAL PERCENTAGE RATE(APR) SHALL NOT EXCEED 12.95%. LOAN TERM SHALL BE NO LOWER THAN TWO YEARS AND NO HIGHER THAN 30 YEARS.
IE. LOAN- $125,000 APR- 5.25% TERM- 20 YEARS MONTHLY PAYMENTS- $546.88.
NO ADDITIONAL FEES OR COSTS ATTACHED TO ACQUIRING A LOAN.
Late payments are subject to fees not exceeding 10% a month and are also creating a negative impact on your credit .